Refinance a Duplex or Fourplex in Arizona 2026: What Lenders Require on 2 to 4 Units

Published on: 09/21/2026

Refinancing a duplex, triplex, or fourplex in Arizona follows different rules than a single family home. 2026 conforming limits reach $1,601,750 on 4 units. Here are the LTV, reserve, and rental income requirements. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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